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“Be careful of your thoughts, for they are the beginning of your actions.

The man who moved the mountain was the same one who began

to carry away small stones." (Confucius)


Sustainability in the plant, digitalization in the processes, AI and changes in demographics, ecology and political processes lead to many new and old requirements.


But there are even more opportunities that just need to be exploited.


We supervised asindependent consultantsSince 1995, we have been helping companies, entrepreneurs and, since 2000, investors to get closer to their business and private financial goals.


Many years of operational experience are combined with algorithms developed since 1996 to create AI-led investment and risk management.


From the beginning, we have been guided by ethical principles, which are reflected, among other things, in the "PRI - Principals of Responsible Investment" defined in 2006.

"HJB - your way to even more success!".


Welcome
in business consulting

Changes offer companies and investors a variety of opportunities.Together with our customers, we leverage operational potential, utilize new networks and optimize financial resources.

We offer you reliable advice, independent of banks and financial institutions, on all financial matters relating to your company.

For us, "Stakeholder Valuee" is the guiding principle of our actions. sustainability in the solution approaches for change management and financing determine our actions.

Process, change management, artificial intelligence, human resources are our tools to achieve corporate goals.

If we need external expert knowledge, we have an extensive network of independent professionals.

We are sometimes idea generators, sparring partners or even admonishers for our companies.

Our management philosophy is based on the findings of social science research in "Behavioral Economics" and "Behavioral Finance".




Financial advice from a professional

We reliably keep our word, which means we only say what we can implement and communicate decisions in a transparent and understandable manner.

 Expertise

The financial world is like the sea, often beautiful and also very rough and stormy.

We are specialists in business administration and financial markets.

Project experience on three continents, in a wide variety of cultures and tasks taught us the tools for good management consulting.

As old-school investment bankers, we follow the virtues of the prudent businessman.

As specialists in "
Behavioral Finance" we know the limits of technology and also of people.

discretion

You can rely on us completely, because trust is the most important asset in a business relationship.

Our customers expect secrecy about projects and investments and that's what they get.

As a registered trader under the German Banking Act Tied-Agent and portfolio advisor Of course, we also comply with the provisions of the KWG (banking secrecy) and WPHG.

efficiency

For us this means:
  1. Clear Goals agree,
  2. problems identify
  3. solutions develop and implement.
  4. transparency in the approach and goal setting.
  5. Active Control in the process and the result.

Competent advice –
also in the private sector

We offer you competent advice on private or personal matters.

Since 2000, HJB Consulting has enabled clients to achieve their investment goals with professional strategies within the framework of statutory risk and asset classes.

Independent of financial institutions, we implement both standardized and individual investment strategies for and with our clients.

Our highly qualified partners such as Netfonds AG, as a liability umbrella independent of banks, enable a wide range of products to implement customer objectives.

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